Tag: purchase

  • JCRMG INC: Your Partner in Mortgage Success

    JCRMG INC NMLS 2418994 | DRE 02173635 | EQUAL HOUSING OPPORTUNITY

    Welcome to JCRMG INC

    At JCRMG INC, we are dedicated to helping you navigate the complex world of mortgages with ease and confidence. Our team of experts, led by Joe Frank Cerros, provides personalized mortgage solutions that align with your unique goals and future plans.

    Whether you are a first-time homebuyer or looking to refinance, we offer a variety of mortgage options designed to fit your needs. Explore our services and discover how we can help you build your dreams, one home at a time.

    JCRMG INC Lead Form

    Our Services

    • First-Time Homebuyer Programs: Guidance and support for purchasing your first home in California.
    • Refinancing Options: Rate-and-term or cash-out refinancing to help you save, adjust terms, or access home equity.
    • Conventional, FHA, VA, and USDA Loans: Tailored solutions based on your eligibility and financial profile.
    • Personalized Loan Consultations: Expert advice to determine the best program for your goals.

    All loan programs and services are subject to lender approval and borrower qualifications.


    Why Choose JCRMG INC?

    1. Experienced Professionals: Over 20 years of mortgage experience led by Joe Frank Cerros.
    2. Educational Guidance: Clear explanations of loan programs, down payments, refinancing, pre-approval, and closing costs.
    3. Compliance & Transparency: Fully compliant with federal and California mortgage regulations, including TILA, RESPA, NMLS, DRE, MAP Rule, UDAAP, Equal Housing Opportunity, and Fair Lending laws.
    4. Customer-Focused: Personalized solutions designed for your unique financial situation and homeownership goals.

    How We Help

    • Pre-Approval Assistance: Understand your budget and strengthen your offer without guarantees of loan approval.
    • Down Payment Guidance: Options for low-down payment loans and program-specific eligibility requirements.
    • Refinancing Support: Evaluate your current mortgage and identify opportunities to lower payments or access equity.
    • Closing Process Support: Clear explanations of costs, timelines, and required documentation.

    Information provided is educational and does not constitute a commitment to lend.


    Contact Us

    Joe Frank Cerros, Mortgage Loan Originator, NMLS 2418994
    📞 1-888-600-7577

    Explore our video guide: Watch Here

    JCRMG INC NMLS 2418994 | DRE 02173635

    Equal Housing Opportunity

    Educational Purposes Only: All services subject to lender approval and borrower qualifications

    Rates, terms, and eligibility vary by program

    Compliant with TILA, RESPA, MAP Rule, CFPB, UDAAP, Fair Lending, VA/HUD/FHA, Section 8, FTC, FCC, California state statutes, and Federal Advertising Law.

    California mortgages, mortgage loan programs, first-time homebuyer, refinance options, FHA loans, VA loans, USDA loans, conventional loans, pre-approval, mortgage guidance, JCRMG INC, Joe Frank Cerros, NMLS 2418994, DRE 02173635, Equal Housing Opportunity, mortgage solutions, home loans California.

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