Available Monday–Sunday 8AM–10PM PST
- JCRMG INC | NMLS 2418994 | CA DRE 02173635
Joe Frank Cerros, Broker/MLO/Realtor | NMLS 240041 | DRE 01356767 – Equal Housing Opportunity
Mortgage Programs (Educational Purposes Only)
We provide a range of mortgage loan options to suit diverse financial needs. Loan approval is subject to credit approval, income/asset verification, and property eligibility.
Conventional Loans
- Fixed-Rate Mortgages (15, 20, 30-year terms)
- Adjustable-Rate Mortgages (ARMs)
FHA Loans
- FHA 203(b): First-time homebuyers
- FHA 203(k): Home purchase + renovation
VA Loans
- VA Purchase Loan: Eligible veterans/active-duty
- VA IRRRL (Streamline Refinance)
Jumbo Loans
- Fixed-Rate & ARM
Refinancing Options
- Rate-and-Term Refinance
- Cash-Out Refinance
Specialty Loans
- USDA Loans (rural properties)
- Reverse Mortgages (age 62+)
- Fixed HELOC
- Construction Loans
- Bank Statement Loans (self-employed)
Contact & Support
For guidance or to discuss mortgage options:
Joe Frank Cerros, Mortgage Loan Originator
Toll-Free: 1-888-600-7577
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Buying & Selling with JCRMG INC
Pre-Approval & Document Assistance
Property Listing Assistance
Representation for Purchase / CRMLS Redirection (secure, external site)
Disclaimer (Compliant Version)
English:
This information is for educational purposes only and is not a commitment to lend or extend credit. All loans are subject to credit approval, income/asset verification, and property eligibility. JCRMG INC is not acting on behalf of HUD, FHA, VA, or any government agency. Licenses: NMLS 2418994, CA DRE 02173635; Joe Frank Cerros: NMLS 240041, DRE 01356767. For licensing verification, visit NMLS Consumer Access and California DRE.
Spanish (ES):
Esta información es solo para fines educativos y no constituye un compromiso para prestar o extender crédito. Todos los préstamos están sujetos a aprobación de crédito, verificación de ingresos/activos y elegibilidad de la propiedad. JCRMG INC no actúa en nombre de HUD, FHA, VA, ni de ninguna agencia gubernamental. Licencias: NMLS 2418994, CA DRE 02173635; Joe Frank Cerros: NMLS 240041, DRE 01356767. Para verificar licencias, visite NMLS Consumer Access y California DRE.
Tagalog (TL):
Ang impormasyong ito ay para sa layuning pang-edukasyon lamang at hindi isang pangako na magpahiram o magbigay ng kredito. Ang lahat ng pautang ay nakadepende sa pag-apruba ng kredito, beripikasyon ng kita/asset, at katanggap-tanggap na kondisyon ng ari-arian. Ang JCRMG INC ay hindi kumikilos para sa HUD, FHA, VA, o anumang ahensya ng gobyerno. Lisensya: NMLS 2418994, CA DRE 02173635; Joe Frank Cerros: NMLS 240041, DRE 01356767. Para sa impormasyon sa lisensya, pumunta sa NMLS Consumer Access at California DRE.u achieve your homeownership dreams!
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