California Mortgage Broker | JCRMG — Experience Lending Guidance
English (EN):
Equal Housing Opportunity • JCRMG Inc. | PO Box 803, Lawndale, CA 90260
Company: NMLS 2418994 • CA DRE 02173635
Joe Frank Cerros: Broker/MLO/Realtor • NMLS 240041 • DRE 01356767
Doing business in California only. For licensing, visit NMLS Consumer Access (nmlsconsumeraccess.org) and the California DRE (dre.ca.gov).
IMPORTANT DISCLOSURES (TILA/Reg Z): For informational purposes only; not a commitment to lend or extend credit. All loans are subject to credit approval, income/asset verification, and acceptable property conditions. Terms, conditions, and programs may change without notice.
RESPA (Reg X): JCRMG does not provide or accept any prohibited referral fees or “things of value” for settlement-service referrals.
HUD/FHA & EHO: Any FHA/VA program references are educational only. JCRMG is not acting on behalf of, or at the direction of, HUD/FHA or any government agency. We support fair housing and non-discrimination in all advertising
FTC Endorsements: If any endorsements, testimonials, or material connections exist, they will be disclosed clearly and conspicuously per 16 CFR Part 255.
SAFE Act / NMLS / CA DRE: Include company name, CA DRE license number, and applicable NMLS unique identifiers on first‑point‑of‑contact and mortgage advertising (see DRE RE 858/RE 559).
Español (ES):
Igualdad de Oportunidades de Vivienda • JCRMG Inc. | PO Box 803, Lawndale, CA 90260
Empresa: NMLS 2418994 • CA DRE 02173635
Joe Frank Cerros: Corredor/MLO/Agente • NMLS 240041 • DRE 01356767
Operamos únicamente en California. Licencias: nmlsconsumeraccess.org y dre.ca.gov.
DIVULGACIONES IMPORTANTES (TILA/Reg Z): Solo con fines informativos; no es un compromiso para prestar. Todos los préstamos están sujetos a aprobación de crédito, verificación de ingresos/activos y condiciones aceptables de la propiedad. Los términos y programas pueden cambiar sin previo aviso.
RESPA (Reg X): JCRMG no ofrece ni acepta pagos de referidos o “cosas de valor” prohibidas por servicios de liquidación.
HUD/FHA & EHO: Cualquier referencia a programas FHA/VA es educativa. No actuamos en nombre de HUD/FHA ni de ninguna agencia gubernamental. Apoyamos la vivienda justa;
FTC Endorsements: Cualquier endoso o conexión material se divulgará de forma clara y notoria (16 CFR Parte 255).
SAFE Act / NMLS / CA DRE: Incluya el nombre de la empresa, número de licencia DRE de CA y NMLS aplicables en materiales de primer contacto y publicidad hipotecaria (DRE RE 858/RE 559).
Tagalog (TL):
Pantay na Pagkakataon sa Pabahay • JCRMG Inc. | PO Box 803, Lawndale, CA 90260
Kompanya: NMLS 2418994 • CA DRE 02173635
Joe Frank Cerros: Broker/MLO/Realtor • NMLS 240041 • DRE 01356767
Nagnenegosyo lamang sa California. Para sa lisensya: nmlsconsumeraccess.org at dre.ca.gov.
MAHALAGANG PAALALA (TILA/Reg Z): Para sa impormasyon lamang; hindi ito pangakong pautang. Lahat ng pautang ay napapailalim sa credit approval, beripikasyon ng kita/asset, at katanggap‑tanggap na kondisyon ng ari‑arian. Maaaring magbago ang mga termino at programa.
RESPA (Reg X): Walang ipinagbabawal na referral fees o “things of value” sa settlement‑service referrals.
HUD/FHA & EHO: Ang anumang banggit sa FHA/VA ay pang‑edukasyon lamang. Hindi kami kumikilos para sa HUD/FHA o anumang ahensya ng gobyerno. Suportado namin ang patas na pabahay;
FTC Endorsements: Ipapahayag nang malinaw ang anumang endorso o material na ugnayan (16 CFR Part 255).
SAFE Act / NMLS / CA DRE: Isama ang pangalan ng kompanya, CA DRE license #, at NMLS IDs sa first‑point‑of‑contact at mortgage ads (DRE RE 858/RE 559).
TILA/Reg Z §1026.24, RESPA §1024.14, FTC Endorsements (16 CFR Part 255), HUD/FHA & EHO, SAFE Act/NMLS, and CA DRE. [consumerfinance.gov], [ecfr.gov], [consumerfinance.gov], [ecfr.gov], [hud.gov], [dre.ca.gov]
JCRMG INC Real Estate Mortgage – (C) Copyrighted by JCRMG INC 2024 – 2050
