California Mortgage Broker | JCRMG — Experience Lending Guidance
English (EN)
Equal Housing Opportunity • JCRMG Inc. | PO Box 803, Lawndale, CA 90260
Company: NMLS 2418994 • CA DRE 02173635
Joe Frank Cerros: Broker/MLO/Realtor • NMLS 240041 • DRE 01356767
Doing business in California only. For licensing, visit NMLS Consumer Access and California DRE.
IMPORTANT DISCLOSURES (TILA/Reg Z)
- For informational purposes only; not a commitment to lend or extend credit.
- All loans are subject to credit approval, income/asset verification, and acceptable property conditions.
- Terms, conditions, and programs may change without notice.
- Educational only; does not guarantee loan approval or outcomes.
RESPA (Reg X)
- JCRMG does not provide or accept any prohibited referral fees or “things of value” for settlement-service referrals.
HUD/FHA & EHO
- Any FHA/VA program references are educational only.
- JCRMG is not acting on behalf of HUD/FHA or any government agency.
- We support fair housing and non-discrimination in all advertising.
FTC Endorsements
- Any endorsements, testimonials, or material connections will be disclosed clearly per 16 CFR Part 255.
SAFE Act / NMLS / CA DRE
- Company name, CA DRE license number, and applicable NMLS identifiers must appear on first-point-of-contact and mortgage advertising (see DRE RE 858/RE 559).
Copyright: JCRMG INC 2024–present
Español (ES)
Igualdad de Oportunidades de Vivienda • JCRMG Inc. | PO Box 803, Lawndale, CA 90260
Empresa: NMLS 2418994 • CA DRE 02173635
Joe Frank Cerros: Corredor/MLO/Agente • NMLS 240041 • DRE 01356767
Operamos únicamente en California. Para licencias, visite NMLS Consumer Access y dre.ca.gov.
DIVULGACIONES IMPORTANTES (TILA/Reg Z)
- Solo con fines informativos; no es un compromiso para prestar.
- Todos los préstamos están sujetos a aprobación de crédito, verificación de ingresos/activos y condiciones aceptables de la propiedad.
- Los términos, condiciones y programas pueden cambiar sin previo aviso.
- Solo educativo; no garantiza la aprobación del préstamo ni resultados específicos.
RESPA (Reg X)
- JCRMG no ofrece ni acepta pagos de referidos o “cosas de valor” prohibidas por servicios de liquidación.
HUD/FHA & EHO
- Cualquier referencia a programas FHA/VA es educativa únicamente.
- JCRMG no actúa en nombre de HUD/FHA ni de ninguna agencia gubernamental.
- Apoyamos la vivienda justa y la no discriminación en toda la publicidad.
Endosos FTC
- Cualquier endoso, testimonio o conexión material se divulgará de forma clara según 16 CFR Parte 255.
SAFE Act / NMLS / CA DRE
- El nombre de la empresa, número de licencia DRE y NMLS aplicables deben aparecer en el primer contacto y en la publicidad hipotecaria (ver DRE RE 858/RE 559).
Derechos de autor: JCRMG INC 2024–presente
Tagalog (TL)
Pantay na Pagkakataon sa Pabahay • JCRMG Inc. | PO Box 803, Lawndale, CA 90260
Kompanya: NMLS 2418994 • CA DRE 02173635
Joe Frank Cerros: Broker/MLO/Realtor • NMLS 240041 • DRE 01356767
Nagnenegosyo lamang sa California. Para sa lisensya, bisitahin ang NMLS Consumer Access at dre.ca.gov.
MAHALAGANG PAALALA (TILA/Reg Z)
- Para sa impormasyon lamang; hindi ito pangakong pautang.
- Lahat ng pautang ay napapailalim sa credit approval, beripikasyon ng kita/asset, at katanggap-tanggap na kondisyon ng ari-arian.
- Maaaring magbago ang mga termino at programa anumang oras.
- Pang-edukasyon lamang; hindi ginagarantiyahan ang pag-apruba ng pautang o partikular na resulta.
RESPA (Reg X)
- Walang ipinagbabawal na referral fees o “things of value” sa settlement-service referrals.
HUD/FHA & EHO
- Ang anumang banggit sa FHA/VA ay pang-edukasyon lamang.
- Hindi kumikilos ang JCRMG para sa HUD/FHA o anumang ahensya ng gobyerno.
- Suportado namin ang patas na pabahay at non-discrimination sa lahat ng advertising.
FTC Endorsements
- Anumang endorsement, testimonial, o materyal na koneksyon ay ipapahayag nang malinaw ayon sa 16 CFR Part 255.
SAFE Act / NMLS / CA DRE
- Isama ang pangalan ng kompanya, CA DRE license #, at NMLS IDs sa first-point-of-contact at mortgage ads (DRE RE 858/RE 559).
Copyright: JCRMG INC 2024–present
Regulatory References:
TILA/Reg Z §1026.24, RESPA §1024.14, FTC Endorsements (16 CFR Part 255), HUD/FHA & EHO, SAFE Act/NMLS, and CA DRE.
For more information, visit: consumerfinance.gov, ecfr.gov, hud.gov, dre.ca.gov
JCRMG INC Real Estate Mortgage – (C) Copyrighted by JCRMG INC 2024 – 2050
